New and exclusive to Fannie Mae, Day 1 Certainty gives you:

  • Freedom from reps and warrants
  • Greater speed and certainty



DU® Validation Service

Income • Assets • Employment

Free yourself and your customers from the traditional paper-based process in mortgage loan originations.

Lenders testing the DU validation service reported that they could:

  1. Measure the pre-approval process in minutes, not days
  2. Save time—processors saved approximately 90 minutes and underwriters saved 20-30 minutes, allowing them to focus on managing exceptions, saving 4-7 days overall

Property Inspection Waiver

Free yourself and your customers from appraisals with Property Inspection Waivers (PIW) on some refi transactions.

  • Get a PIW offer on eligible limited cash-out refinance transactions
  • NO sign-up required!

Certainty on Appraised Value

  • Appraised value can be accepted at submission
  • Requires a Collateral Underwriter® risk score of 2.5 or lower