Mortgage Technology Platform

Power your entire mortgage business.

Get the technology that brings it all together. From production to execution to servicing, our solutions help you achieve your goals. Best of all, they’re absolutely free and seamlessly integrate into your operations to improve efficiency.

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Desktop Underwriter® (DU®) & Desktop Originator® (DO®)

Underwrite mortgages faster, with greater certainty.

Desktop Underwriter is the industry-leading automated underwriting system. For more than 20 years, DU has provided lenders a comprehensive risk assessment that determines whether a loan meets Fannie Mae eligibility requirements.

Now Available DU Version 10.0! Provides you more certainty and simplicity while expanding access for creditworthy borrowers.

  • Enhanced credit risk assessment, including the use of trended credit data
  • Automated underwriting of loans for borrowers with no traditional credit
  • Automated underwriting for borrowers with multiple financed properties
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Coming Soon

DU Version 10.1 bringing you simpler, more certain underwriting guidelines with fewer manual processes.

Collateral Underwriter® (CU)

Underwrite faster, with greater confidence in the appraisal.

Collateral Underwriter, the most powerful appraisal risk assessment application available for lenders, is getting even better. Coming soon, a new easy-to-use layout will make it simpler to leverage dynamic functionality and analytics.

  • Get immediate, real-time feedback
  • Validate or dismiss potential red flags
  • Avoid unnecessary requests—inform and empower follow-up requests to the appraiser
  • Expedite your appraisal underwriting process
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Improve data quality.

EarlyCheck provides users with access to Fannie Mae delivery edits at any point in the lender's business process. Lenders can identify and correct potential eligibility and/or data issues early in their processes and prior to loan delivery.

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Pricing & Execution – Whole Loan® / MBS®

We offer competitive pricing and execution options to fit your business needs.

Our Pricing & Execution – Whole Loan® and MBS® offer a consistent committing experience across whole loan and MBS executions.

With our whole loan committing platform, you’re able to:

  • Commit both best efforts and mandatory executions
  • Sell servicing rights through the Servicing Execution Tool
  • Experience improved committing and pipeline management with enhanced execution features including multi-price downloads and enhanced pipeline views
  • Utilize customizable browse pricing templates and intuitive navigation based on your most frequent actions

Our MBS solution:

  • Increases pricing transparency and certainty into their MBS base guaranty fee pricing
  • Replaces manual process for obtaining guaranty fee pricing and the need for MBS pool purchase paper contracts within the Master agreements
  • Aligns more closely with how lenders manage their pricing and pipeline
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Servicing Execution Tool (SET)

Flexible, competitive, and fast.

With our Servicing Execution Tool, you can execute a concurrent sale of servicing when you sell whole loans direct to Fannie Mae using the SET option in Pricing & Execution – Whole Loan (PE – Whole Loan). Access upfront pricing and all-in funding for the loan and servicing rights.

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Loan Delivery

Deliver with certainty, simplicity, and efficiency.

Loan Delivery is a Web-based application through which lenders submit loans to Fannie Mae for Whole loan sale and MBS Pools. Loan Delivery continues to be enhanced with more intuitive navigation features, streamlined editing and reporting, expanded data delivery options, and much more.

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Servicing Management Default Underwriter (SMDU)

Fast, reliable loss mitigation.

SMDU, our groundbreaking decisioning solution, delivers real-time borrower evaluations for a variety of retention and liquidation workouts—leading to loss mitigation certainty, speed, and savings.

  • Offer the best workout solution to homeowners and receive limited liability relief, knowing your decision complies with our loss mitigation policies
  • Eliminate manual processing and reduce cycle times and costs with real-time, accurate, and consistent retention and liquidation solutions
  • Submit cases using our standard data set—a first in the industry
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Default Management Reporting System (DMRS)

Simplify servicing operations with our innovative online tool.

DMRS helps you navigate foreclosure and bankruptcy processes and proactively identify opportunities for improvement.

  • Standardization of industry terminology
  • Transparent view of data collected
  • Reduction in investor data requests
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Fannie Mae Connect

Simplifying access to Fannie Mae data and analytics.

FM Connect streamlines and integrates key information and data in a single location, with a single sign-on.

  • Data visualization tools to help you see data clearly to manage your business more effectively
  • Customizable user experience
  • Create your own report categories for customized access management
  • Personalize content by choosing your file format
  • Receive email notifications when new reports are available
  • Easily submit feedback and inquiries to Fannie Mae through an in-application feature
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